Who this is for
Libraries, adult education centres, colleges and community venues are where many people first ask about a strange text or a call that did not feel right. This guide gives educators the risks learners meet most, the free materials to teach them, and the tools learners can use on their own phones afterwards, with no sign-up.
The risks learners meet most, and the check for each.
Learners who were never shown how to check a sender
The habit that stops most scams is a check before acting: who sent this, and is the link going where it says? It can be taught in a single session.
Ofcom, the United Kingdom communications regulator, found in its April 2026 report that only 8 per cent of people aged 75 and over would look at the sender’s address on a suspicious email.
The check: Is this a scam text message?, used live in the session.
A copied voice asking for money
Voice cloning can make a call from a relative in trouble sound real. The answer is a family safe word, agreed in person.
The Federal Bureau of Investigation’s Internet Crime Complaint Center describes “grandparent” or “distress” scams, in which voice cloning is used to sound like a loved one in trouble, and says victims reported losses of over US$5 million in 2025.
Source: Federal Bureau of Investigation, Internet Crime Complaint Center, 2025 Internet Crime Report
The check: Family Safe Word, with a card to print.
Job, course and study offers that ask for money first
Students and job seekers are offered work that needs a fee, a course that promises an income, or a “task job” paid in commission. A real employer does not charge to hire.
The Federal Trade Commission reported that people in the United States lost US$501 million to job and employment agency fraud in 2024, up from US$90 million in 2020.
Source: Federal Trade Commission, new data on reported fraud losses in 2024, 10 March 2025
The check: Before You Reply to a Recruiter and Before You Buy a Course.
Public computers and borrowed devices
On a library or classroom computer, a saved password or a session left open passes to the next person. Teach signing out, never saving a password on a shared device, and two-step login.
The check: Password Habits Check and turn on two-step login.
Learner and student records in artificial intelligence tools
Staff who use a chatbot to draft feedback, a reference or a report can paste a learner’s name and record along with it.
The check: Hide Names from artificial intelligence and the free staff artificial intelligence card.
The free tools that fit.
Every one is free, runs on your own phone or computer, and keeps working with the internet off once the page has loaded.
- Is this a scam text message?Paste a text, email or WhatsApp message and see the warning signs.
- Family Safe WordMake a word only your family knows, and print the card.
- Before You PaySix questions about a page, message or trial before your card goes in.
- Phone safety checklistWork through phone settings side by side with a learner, then print the list for them to keep.
- Before You Reply to a RecruiterCheck a job or work offer before you reply, pay or send documents.
- Before You Buy a CourseTest a money-making course or coaching offer.
- Password Habits CheckSix questions about your password habits. You never type a password.
- Hide Names from artificial intelligenceSwap names and numbers for labels before any chatbot sees them.
Free materials for sessions.
- Digital Safety Clinics: a free 45-minute session plan with printable cards
- How to Become Safer Online: the free 171-page large-print book to print and photocopy
- Safe & Savvy After 60: free video lessons, one habit and one free tool each
- Check first: a free 28-page field guide
- Check first poster: five moments to check, free to print
- Check first card for readers, free to print
- A four-week Check first plan, one habit a week
- Save every tool on a phone, for venues with a weak signal
Who comes to sessions
Curious learners, already online.
In a Pew Research Center survey carried out between February and June 2025, 78 per cent of Americans aged 65 and over owned a smartphone. Many people over 60 are the most curious learners in the family, and a session that starts from what they already do online lands better than one that starts from fear. The Safe & Savvy After 60 lessons pair one invention, one habit and one free tool each.
What the tools cannot do.
- A check with no warnings is not a guarantee. Teach the habit of checking with the organisation directly, as well as the tools.
- The tools give general guidance, not legal or financial advice. Point learners to official help, country by country, if money has gone.
- The tools cannot see a learner’s accounts. Nobody running a session should ask to see a password or a code.
The pack that fits
For learners to keep, and for your staff.
Family Safety Tools
From $0
Pay what you want, including nothing · every device in your household
Fifteen tools kept as one folder on your own phones and computers, sorted by need, working with the internet off, with a one-page family guide for the fridge. Twelve months of updates and a fourteen-day refund.
See Family Safety ToolsArtificial Intelligence Tools for Work
$119
One payment · a team of up to ten in one organisation
An artificial intelligence use policy in United Kingdom, European Union and United States versions, staff training with a quiz and a training record, Release Check (full version), Redaction Studio and 21 more tools arranged by team. Twelve months of updates and a fourteen-day refund.
See Artificial Intelligence Tools for WorkPrices are in United States dollars, paid once, with no subscription. Gumroad, the shop that handles payment, shows the total, including any tax, before you pay. State-funded colleges, registered charities and public offices with up to ten people can ask for Artificial Intelligence Tools for Work at half price or less. Every purchase can be refunded in full within fourteen days.
Sources and dates.
Facts on this page were checked against these sources on 24 October 2026. Reported losses count only what people reported, so real harm is larger.
- Ofcom, the United Kingdom communications regulator, Adults’ Media Use and Attitudes 2026 report, April 2026: https://www.ofcom.org.uk/siteassets/resources/documents/research-and-data/media-literacy-research/adults/adults-media-use-and-attitudes-2026/adults-media-use-and-attitudes-2026-report.pdf?v=415430
- Federal Bureau of Investigation, Internet Crime Complaint Center, 2025 Internet Crime Report: https://www.ic3.gov/AnnualReport/Reports/2025_IC3Report.pdf
- Federal Trade Commission, new data on reported fraud losses in 2024, 10 March 2025: https://www.ftc.gov/node/87602
- Pew Research Center, internet use and smartphone ownership in the United States, survey 5 February to 18 June 2025: https://www.pewresearch.org/short-reads/2026/01/08/internet-use-smartphone-ownership-digital-divides-in-u-s/