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A voice that sounds exactly like your grandchild can now be made from a few seconds of audio.

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The call is urgent, the story is upsetting, and it always ends with a request for money.

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The FBI's advice is simple to follow: agree a secret word or phrase with your family.

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Here is a free way to make one. Open Family Safe Word at UtilForge.org.

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Press the button, add your family's names, and print the card.

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It runs on your own phone, and once the page is open it works with the internet off.

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Now the rule: if someone calls asking for money, ask for the word.

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No word? Hang up and call them back on the number you already have.

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Share this with someone in your family today.